A budget is critical to living within your means. However, not all budgets are created equally, and it’s hard to put a good one together even with a spending breakdown right in front of you! So we need to be practical here. A budget doesn’t just put itself together, and it should be reviewed on a monthly basis to ensure it still aligns with reality....

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People think that their homes are investments. But after they’ve lived in them for ten years, they soon realize that that’s not actually the case. Properties require constant spending to keep them in good condition. If you don’t maintain them, things soon begin to go wrong, and, before you know it, you have a full-blown disaster on your hands.  Most experts recommend that you spend...

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For many people, investing in stocks is the same as gambling. But when you put your money in the markets, the house doesn’t always win. In fact, the vast majority of people make money when they invest sensibly. Right now might be the best time to invest in stocks for the foreseeable future. That’s because a unique set of circumstances are coming together. Read on...

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When you receive a large sum of money, it can be tempting to spend it all at once. However, if you are not careful, you could find yourself in debt or without any savings. Here are ten things to do when you receive a windfall: Image Credit 1. Pay off debts If you have any outstanding debts, it is important to pay them off as...

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Everyone needs to work within their budget, but a bit of casual spending is necessary to enjoy your earnings. Here are tips to be more flexible in spending.